Debt Consolidation Loans

The valuable equity that you may already have in your home can be used to consolidate high interest credit card debts.

Pulling equity out of your home at today's great interest rates can save you as much as 17% a month in interest charges! In the past, for a client to consolidate credit card and loan debts, a second mortgage was your only choice. Today, you can top up your existing mortgage to incorporate those debts and remove the debt load, without having to take out a second mortgage. Why would you choose that expensive avenue over refinancing at today's low rates?

Civic Mortgage Group will guide you through a painless process to get you on the road to a debt free lifestyle. We help many individuals and families every month leverage the equity in their home to consolidate the debt and lower their overall payments.

The best way to determine whether debt consolidation is the right avenue for you is by calculating what your monthly debt payments total. Include all loans, lines of credit, credit cards and your mortgage. Take that amount and divide it by your gross total monthly income. If the number is higher than 0.50 then don't leave this site. If you are below 0.50 we can still help save you money.